Easy Pumpkin Banana Chocolate Chip Muffins Recipe 30 Minute
Fall meets comfort in these incredibly moist and fluffy pumpkin banana chocolate chip muffins! These golden beauties combine the warm spices of autumn with sweet banana flavor and rich chocolate chips.
Perfect for busy mornings or cozy afternoon treats, they’re ready in just 30 minutes. Like our popular apple cinnamon muffins, these create an irresistible aroma that fills your kitchen with pure happiness.
What are Pumpkin Banana Chocolate Chip Muffins?
Ever wondered why we call these little bundles of joy “muffins” when they taste like cupcakes? These pumpkin banana chocolate chip muffins are autumn’s answer to the perfect breakfast treat!
They’re like wearing your favorite sweater while sipping hot cocoa – pure comfort in edible form. After all, the way to anyone’s heart is through their stomach, right? Get ready to fall head over heels for these seasonal superstars!

Why You’ll Love This Pumpkin Banana Chocolate Chip Muffins Recipe
Incredibly Moist and Flavorful
These muffins deliver the perfect balance of pumpkin spice warmth and sweet banana richness. Each bite melts in your mouth with tender crumbs and bursts of chocolate goodness. The combination creates a complex flavor profile that’s both familiar and exciting.
Budget-Friendly Home Baking
Making these muffins at home costs a fraction of bakery prices. You’ll spend about $8 to make 18 muffins versus $3-4 per muffin at coffee shops. Plus, you control every ingredient, ensuring quality and freshness.
Loaded with Irresistible Add-ins
Mini chocolate chips are scattered throughout, creating pockets of melted chocolate heaven. The pumpkin adds natural sweetness and moisture, while bananas contribute their signature flavor and help bind everything together. Similar to our banana bread muffins, these offer that perfect tender texture everyone craves. Ready to transform your kitchen into a fall bakery?
How to Make Pumpkin Banana Chocolate Chip Muffins
Quick Overview
These muffins are surprisingly simple to make and deliver bakery-quality results every time. The secret lies in the perfect moisture balance from pumpkin puree and mashed bananas. With warm fall spices and melted chocolate chips, they’re irresistibly delicious.
Prep Time: 15 minutes
Bake Time: 18-22 minutes
Total Time: 35 minutes
Yield: 18 muffins
Key Ingredients for Pumpkin Banana Chocolate Chip Muffins
Dry Ingredients:
- 2 cups all-purpose flour
- 1 teaspoon baking soda
- 1/2 teaspoon salt
- 1 teaspoon ground cinnamon
- 1/2 teaspoon ground nutmeg
- 1/4 teaspoon ground cloves
- 1/4 teaspoon ground ginger
Wet Ingredients:
- 1 cup pumpkin puree (not pumpkin pie filling)
- 2 large ripe bananas, mashed
- 1/2 cup vegetable oil
- 2 large eggs
- 1/2 cup granulated sugar
- 1/2 cup brown sugar, packed
- 1 teaspoon vanilla extract
Mix-ins:
- 1 cup mini chocolate chips
- 2 tablespoons mini chocolate chips (for topping)

Step-by-Step Instructions
Step 1: Prepare Your Kitchen Preheat oven to 350°F (175°C). Line 18 muffin cups with paper liners or grease with cooking spray. This prevents sticking and makes removal easy.
Step 2: Mix Dry Ingredients In a large bowl, whisk together flour, baking soda, salt, cinnamon, nutmeg, cloves, and ginger. Make sure there are no lumps and spices are evenly distributed.
Step 3: Combine Wet Ingredients In another bowl, mash bananas until mostly smooth with small chunks remaining. Add pumpkin puree, oil, eggs, both sugars, and vanilla. Whisk until well combined and smooth.
Step 4: Create the Batter Pour wet ingredients into dry ingredients. Using a rubber spatula, gently fold together until just combined. Don’t overmix – a few streaks of flour are perfectly fine.
Step 5: Add Chocolate Chips Fold in 1 cup of mini chocolate chips, reserving 2 tablespoons for topping. Distribute evenly throughout the batter.
Step 6: Fill Muffin Cups Divide batter evenly among muffin cups, filling each about 2/3 full. Sprinkle remaining chocolate chips on top for extra visual appeal.
Step 7: Bake to Perfection Bake for 18-22 minutes, or until a toothpick inserted in center comes out with just a few moist crumbs. Don’t overbake – they continue cooking slightly after removal.
Step 8: Cool and Serve Let muffins cool in pan for 5 minutes, then transfer to a wire rack. Serve warm or at room temperature.
What to Serve Pumpkin Banana Chocolate Chip Muffins With
These versatile muffins pair beautifully with morning coffee, chai lattes, or hot apple cider. For breakfast, serve alongside Greek yogurt and fresh berries. They also make excellent afternoon treats with herbal tea or cold milk.
Consider creating a fall brunch spread with cream cheese, butter, or even a drizzle of maple syrup. For special occasions, dust with powdered sugar or serve with whipped cream and a sprinkle of cinnamon.

Top Tips for Perfecting Pumpkin Banana Chocolate Chip Muffins
Use Room Temperature Ingredients
Bring eggs and other refrigerated ingredients to room temperature for better mixing and even texture. Cold ingredients can cause the batter to seize up.
Don’t Overmix the Batter
Stir just until ingredients are combined. Overmixing develops gluten, resulting in tough, dense muffins instead of tender ones.
Choose the Right Bananas
Use very ripe bananas with brown spots for maximum sweetness and easy mashing. They add natural moisture and intense banana flavor.
Measure Flour Correctly
Spoon flour into measuring cups and level off with a knife. Scooping directly can pack too much flour, making muffins dry.
Test for Doneness
Insert a toothpick into the center of a muffin. It should come out with just a few moist crumbs – completely clean means they’re overdone.
Storage Tips for Maximum Freshness
Store in an airtight container at room temperature for up to 3 days. For longer storage, freeze individually wrapped muffins for up to 3 months.
Storing and Reheating Tips
Room Temperature Storage
Store cooled muffins in an airtight container for up to 3 days. Place a paper towel in the container to absorb excess moisture and maintain texture.
Refrigerator Storage
Muffins can be refrigerated for up to 1 week in airtight containers. Bring to room temperature before serving, or warm briefly in the microwave.
Freezer Storage
Wrap individual muffins in plastic wrap, then place in freezer bags. They’ll stay fresh for up to 3 months. Label with date for easy tracking.
Reheating Instructions
For room temperature muffins, microwave for 15-20 seconds. For frozen muffins, thaw overnight in refrigerator, then warm for 20-30 seconds. Alternatively, reheat in 350°F oven for 5-8 minutes.
Nutrition Information
Nutrient | Per Muffin |
---|---|
Calories | 185 |
Total Fat | 7g |
Saturated Fat | 2g |
Cholesterol | 25mg |
Sodium | 180mg |
Total Carbs | 29g |
Dietary Fiber | 2g |
Sugars | 16g |
Protein | 3g |
Vitamin A | 15% DV |
Iron | 6% DV |
Frequently Asked Questions
Can I use fresh pumpkin instead of canned?
Yes! Roast a sugar pumpkin, scoop out flesh, and puree until smooth. Make sure it’s well-drained to avoid excess moisture in your muffins.
What’s the best way to mash bananas?
Use a fork to mash bananas in a bowl until mostly smooth with small chunks. Overripe bananas mash more easily and add better flavor.
Can I make these muffins dairy-free?
Absolutely! This recipe is naturally dairy-free when using vegetable oil instead of butter. Check that your chocolate chips are also dairy-free.
How do I know when muffins are done baking?
Insert a toothpick into the center – it should come out with just a few moist crumbs. The tops should spring back when lightly touched.
Can I substitute the chocolate chips?
Yes! Try butterscotch chips, white chocolate chips, chopped walnuts, or dried cranberries for different flavor combinations.
Why are my muffins dense and heavy?
This usually happens from overmixing the batter or using too much flour. Mix just until combined and measure flour accurately.
Can I make mini muffins instead?
Yes! Use a mini muffin pan and reduce baking time to 12-15 minutes. You’ll get about 36 mini muffins from this recipe.
How ripe should my bananas be?
Use very ripe bananas with brown spots and soft texture. They’re sweeter and mash more easily than firm bananas.
These muffins represent everything wonderful about fall baking – they’re comforting, delicious, and fill your home with the most amazing aromas. Whether you’re meal prepping for the week or treating your family to a special breakfast, these pumpkin banana chocolate chip muffins deliver every single time. The combination of seasonal flavors with classic chocolate makes them irresistible to both kids and adults.
Don’t forget to share your baking success on social media and tag us in your photos! We love seeing how these recipes bring joy to your kitchen. Happy baking!